homeowner FAQ's

What is meant by the criteria that a family must be 'willing to partner'?

Habitat families must demonstrate a need for housing, the ability to pay, and a willingness to partner.

What are the requirements for applying to a home?

By willing to partner, we mean that a family is willing to do the 250-500 hours of sweat equity required working on your home and other Habitat homes, attending workshops, and other community service opportunities. You’ll be counted on to be a good neighbor, maintain your home, and pay your mortgage on time.

How long does it take for a family to earn the 250-500 hours of sweat equity?

It takes approximately 6 months to one year to complete the sweat equity hours. 250 hours of sweat equity are required for a one adult household while 500 hours are required for a two-adult household.

What communities does the Kenosha Habitat for Humanity build in?

Our service area is Kenosha county.

What happens if a family who lives in a Habitat house eventually earns more money than originally qualified them for the house?

That’s the goal. Once a family buys a home through Habitat for Humanity, it is their home as long as they continue to pay the mortgage. If they make more money and improve their lives, that’s a great success for them and us.

Is there an income limit for families who want to apply for a Habitat Home?

Your household income must be under 80% of Kenosha County’s median income for your family size. We consider all sources of steady income including: alimony, child support (if you have at least three additional years to receive it, and it is consistent), pension, retirement, SSDI, SSI, Survivor’s benefits, and wages. Unemployment, financial aid, TANF, food stamps and W-2 are not considered income for qualification purposes. To find more information about AMI you can visit: https://www.huduser.gov/portal/datasets/il/il2020/2020summary.odn